Can Marriage Affect Your SSDI/SSI Disability Benefits?

Obtaining Social Security Disability (SSDI) and/or Supplemental Security Income (SSI) benefits is a complex process.  Those who successfully prove to the Social Security Administration (SSA) that they are unable to work often ask whether getting married will affect their benefits.  The answer is “no” and “maybe”.

For anyone receiving SSDI, because they paid into Social Security, getting married will not affect their continued receipt of SSDI benefits.

For anyone receiving SSI benefits, getting married may have an impact.  The income of the person’s household is a factor in determining if one spouse can receive the full monthly amount of SSI, a reduced monthly amount, or none at all.  The SSA has household income guidelines which determines this.  So, as you contemplate marriage, examine your new spouse’s income from all sources and contact SSA to determine if your new spouse’s income will impact your SSI benefits.